Filing a police report is a necessary step after getting involved in a car accident. While it may not be required by law, according to the website of the Law Offices of Yvonne M. Fraser, a police report can be vital especially if you are filing a personal injury claim. It is wise to file a police report even for a minor accident given the following reasons:
Injuries may not show up after a few days or weeks
Damage to the car may not show up immediately
The other driver may make false claims about the accident
The other party may admit their fault at first but eventually change their mind
There are several benefits that can be derived from filing a police report. The first advantage is that it can facilitate the filing of a claim with your auto insurance provider. Second, you can easily get paid on your claim as the fault can be easily determined. Third, in a court proceeding, the police report caan be used as evidence.
The importance of the police report in filing a claim cannot be discounted. Aside from serving as a documentation of the accident, it also presents an unbiased report of an accident. It can prove to be more effective than retelling of the accident from your side and that of the other driver. Your insurance provider will be needing the police report when filing a claim.
In addition, the police report will prove to be an advantage if you were deemed as the at-fault driver. Should the other driver fake his injury, the police report can save you from being liable for a damages for a fake injury. In cases when the account of each party is different, the report of the police officer will spell the difference.
The police report will provide the following details:
The place where the accident took place
The date and time of the accident
Damage that the vehicles incurred
Injuries sustained by the drivers or witnesses
Statements of witnesses and other drivers
There are instances when the police officer will not come to the scene of a car accident. If this is the case, you can actually file the report in the police department. You can do it online at the police station. You can also file the police report with the Department of Motor Vehicle. Simply visit their page for filing accident reports.
When filing a police report, you need to call a law enforcer. You can provide the details of the accident to the police officer who will then interview you, the other drivers involved, and other witnesses. After the filing of the police report, you should get a copy and send it to your insurance provider.